Home Loans for Self-Employed

As a self-employed individual, you deserve a home loan that recognizes your unique financial situation. Ameritrust Mortgage in Rancho Cucamonga, CA, specializes in tailoring home loans for entrepreneurs and independent professionals like you. We understand the challenges you face and offer solutions that align with your income structure and business success. Our range of services includes:

• Non-Qualified Mortgage Lending
• DSCR Loans
• Customized loan options for self-employed borrowers
• Same-day free estimates
• Bilingual services (English and Spanish)
• Interpreter services when needed

With over three decades of experience since our founding in 1986, we're committed to making your homeownership dreams a reality. Reach out to us today to explore your options.

Signs You're Ready for a Self-Employed Home Loan

Navigating the mortgage landscape as a self-employed professional can be daunting, but Ameritrust Mortgage is here to guide you. If you're considering a home loan, look out for these indicators:

• Stable or growing business income
• Consistent cash flow
• Good credit score
• Organized financial records
• Sufficient down payment saved
• Clear separation of personal and business finances
• Desire for property investment
• Need for a larger home office space

If any of these resonate with you, it might be time to explore your home loan options. Our team at Ameritrust Mortgage is ready to assess your unique situation and provide tailored advice.

Why Self-Employed Professionals Need Specialized Home Loans

Traditional mortgages often fall short for self-employed individuals. At Ameritrust Mortgage, we recognize the need for flexible, innovative lending solutions. Here's why our specialized home loans are crucial:

• Accommodate fluctuating income patterns
• Consider business assets in loan qualification
• Offer alternatives to standard income verification
• Provide options for those with less than two years of self-employment history
• Take into account tax write-offs without penalizing borrowing power
• Offer DSCR loans for investment properties
• Understand and work with complex financial structures
• Provide non-qualified mortgage options for unique situations

Our knowledgeable team at Ameritrust Mortgage is equipped to navigate these complexities and find the right solution for your needs. Don't let self-employment status hinder your homeownership goals.

Why Choose Ameritrust Mortgage

Selecting the right mortgage partner is crucial for self-employed borrowers. Ameritrust Mortgage stands out with our commitment to your success and our specialized expertise:

• NMLS #217229 certified professionals
• Fast, same-day free estimates
• Bilingual services in English and Spanish
• Access to interpreters for additional language support
• Extensive experience since 1986
• Specialization in Non-Qualified Mortgage Lending
• Expertise in DSCR Loans for investors
• Immediate service availability

We pride ourselves on our ability to turn complex financial situations into straightforward home loan solutions. Let us put our experience to work for you.

Contact Us

Your path to homeownership as a self-employed professional starts here. At Ameritrust Mortgage, we're dedicated to providing you with personalized service and innovative loan solutions that align with your unique financial situation. Our team in Rancho Cucamonga is ready to answer your questions, provide free estimates, and guide you through the entire home loan process.

Contact us today to take the first step towards securing your dream home with a loan that works for your self-employed lifestyle.